PORTSMOUTH, Va. (WAVY) – With the start of a new year many of us look to make health resolutions, but it’s also a good idea to take a look at our finances and figure out what we need, what we want, and what is busting our budget.

Everyone can benefit from some tips to make this the year you take control of your money. Nicole Lapin is a financial expert and New York Times bestselling author. Her latest book is “Miss Independent.” And she joined us on HRS to share her tips on ways to de-clutter our finances and minds.